_*Robo, Human & Decisions*_

Can Robo Advisory beat an Individual Human Advisor (Money or Life)?
Money ….Yes & No
Life …. Never
Everything in Money & Life is not filled with 1 & 0….for a program to be run.
There are so many *subjective variables* at stake.
The day we handover our Money & Life decisions to machines….we’re on a  highway to hell.
I’ll prefer to defer the decision of going onto a highway to hell as long as possible.
It’s hip to talk about Robots / Automation / AI etc….but, the value they bring to one’s life Vs the complications that are bundled along ?…..is it really worth ?
A human remains a human
Trying to make a human out of a machine is a disastrous decison.
Automate only what needs to be.
The rest needs to be kept at a simple.
Data is good but what we do with it, is what counts. 
That decision of, What we do with that data, should never be a machine’s call for us.
It should always end as a  *human decision*.
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