If you ask me, variables for wealth decline are infinite….but the only constant remaining standard is the Habit of SPENDING (and I will include losses from Investments via unwarranted trading or, any excess charity etc. as part of this Spending)
The Sun sets daily as a part of his Dharma, would say his Duty / Responsibility Never to miss it
But –
Our wealth gets destroyed Not by our Duty to Spend but, “By Our Habit to the Unnecessary Spend (in excess)”
Spending is our Dharma, yes….but not Unwanted Spend
Follow the Ability, Willingness & the Need Matrix to decide on what to spend on and what not to spend on….life gets far more peaceful
By the way…. we can justify our brains, on any spend we make Caution there pls🙏🏼