I’m always at *PEACE* with myself, when my _Cash Inflows match with my Needs & some Wants / Luxuries (if needed)_
I’m always at a *BATTLE* with myself, when my _Cash Inflows are always a Monthly Struggle to my Needs & some Wants_ ?
I’m always at a *WAR* with myself, when my _Cash Inflows are sufficient to meet my Basic Needs BUT, are insufficient to meet the never ending Wants / Luxuries_
Cash Inflows = Earnings
Cash Outflows = Spending
How much ever is my earning, if *frugality* is not a virtue within myself, it’ll destroy my present & my future.
Frugality means…..being careful when using money. I’ll better say, *it’s being sensible & thoughtful when spending money*
It doesn’t mean to be miserely.
_Thoughtful Spending_ is meaning, *where & what should i spend on & where and what shouldn’t i spend on*
It’s quite simple to follow, if the _*thoughts in our brain are filled with Clarity of Purpose….on money & life matters*_